ИҚТИСОДИЁТ ТАРМОҚЛАРИНИ КРЕДИТЛАШ ЖАРАЁНИДА КРЕДИТНИНГ ҚАЙТМАСЛИК ДАРАЖАСИ ТАҲЛИЛИ
Keywords:
кредит, банк, ҳаражатAbstract
Иқтисодиёт тармоқларини кредитлаш жараёнида кредитларнинг қайтмаслик даражаси таҳлили молиявий институтлар учун муҳим аҳамиятга эга. Ушбу таҳлил кредит сиёсасини шакллантириш, таваккалчиликни бошқариш ва банк тизимининг барқарорлигини таъминлашда муҳим ўрин тутади. Ушбу мақолада кредит қайтмаслигига таъсир этувчи омиллар, уларни баҳолаш усуллари ва таҳлил механизмлари кўриб чиқилади. Шунингдек, турли соҳаларда кредитлар бўйича дефолт даражасини камайтириш бўйича тавсиялар ҳам тақдим этилади. Тадқиқот натижалари молиявий ташкилотларга самарали кредитлаш стратегиясини ишлаб чиқишда ёрдам беради.
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