Multidisciplinary Journal of Science and Technology

THE RATIO OF THE DYNAMICS OF INTEREST ON LOANS TO THE REAL INTEREST RATE FROM THE POINT OF VIEW OF BANKING SECTORS ITALY, INDIA, MEXICO AND SOUTH AFRICA

Nadiia Viadrova

Department of Banking Business and Financial Technologies, Educational and Scientific Institute «Karazin Banking Institute» V. N. Karazin Kharkiv National University, Ukraine

Keywords: Analysis, Ratio, Dynamics, Banking sector

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Abstract

The formation and development of stable economic relationships necessitates the consideration of various issues related to banking activities. Based on this, the paper studies the issues of the relationship between interest rates on loans and the real interest rate. For these purposes, data for the banking sectors of Italy, India, Mexico and South Africa are examined. The analysis is based on wavelet coherence estimates. The paper presents various graphs and diagrams that allow one to evaluate the results obtained.

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