Multidisciplinary Journal of Science and Technology

Probability distributions of interest rates on loans and deposits in a study of banking activities

Oleg Vasiurenko

Department of Cybersecurity, IT and Economics, Kyiv University of Intellectual Property and Law, Kyiv, Ukraine

Valeria Baranova

Department of Banking Business and Financial Technologies, Educational and Scientific Institute «Karazin Banking Institute», V. N. Karazin Kharkiv National University, Kharkiv, Ukraine

Vyacheslav Lyashenko

Department of Media Systems and Technology, Kharkiv National University of Radio Electronics, Ukraine

##semicolon## Probability, Distribution, Loans, Deposits, Interest Rates, Banking

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सार

Banking activities are constantly in the focus of attention of researchers. This is due to the role of banks that they play in the functioning of the economic system as a whole, the development of the country and individual business entities. For the sustainable functioning and development of banks, a holistic understanding of the processes that are taking place is necessary. Among such processes, an important place is given to the dynamics of interest rates on loans and deposits. Based on this, the paper examines the dynamics of such indicators of bank performance for different countries and time periods. Particular attention is paid to the analysis of probabilistic distributions of interest rates. The results are presented in the form of a set of graphs, which allows you to better understand the progress of this study and its conclusion. All results are based on analysis of real data.

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