Multidisciplinary Journal of Science and Technology

COMPARISON OF TRENDS IN THE DYNAMICS OF RATES FOR LOANS AND DEPOSITS OF BANKING SECTORS AUSTRALIA, CANADA, CHINA AND SOUTH AFRICA

Irina Bitner

Department of Banking Business and Financial Technologies, Education and Research Institute «Karazin Banking Institute», V.N. Karazin Kharkiv National University, Ukrainе

Tetyana Novikova

Department of Management, Business and Professional Communications Education and Research Institute «Karazin Banking Institute», V.N. Karazin Kharkiv National University, Ukraine

Nadiia Viadrova

Department of Banking Business and Financial Technologies, Education and Research Institute «Karazin Banking Institute», V.N. Karazin Kharkiv National University, Ukrainе

Keywords: Trend, Dynamics, Deposits, Loans, Ratio, Comparative Analysis, Banking Sector, Interest Rates

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Abstract

The role of the banking sector is constantly increasing in modern economic conditions.
Therefore, the stability and functioning of banks acquires special significance, which requires constant monitoring of their activities by a number of indicators. Among such parameters are interest rates on loans and deposits, which characterize the main areas of banking activity. In the work, the dynamics of the corresponding interest rates for the banking sectors of different countries is considered in a comparative aspect. For a detailed analysis, estimates of wavelet coherence are used.

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