ANALYSIS OF FACTORS AFFECTING DEPOSIT OPERATIONS OF COMMERCIAL BANKS

Otajanov U

Institute of Economics and Service

Abduraxmonov X

Graduate student of the Institute of Economics and Service

Keywords: Deposits, mandatory reserves, amount of liquidity in banks, reserve rates, risk taking of bank assets.


Abstract

Factors affecting the deposit policy of commercial banks are analyzed in the article. In addition, conclusions, recommendations and suggestions on improving the practice of managing the transformation and liquidity risks that occur when the deposits are diverted to credit operations in the dynamics of interest rates on deposits are given.


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