Banklarning iqtisodiyotdagi roli

Anvarbek Abdiraxmonov

Qarshi muhandislik iqtisodiyot instituti 3-kurs talabasi

Keywords: bank sektori, tadbirkorlik faoliyati, xususiy sektor, passiv operatsiyalar, davlat banklari, pul-kredit siyosati


Abstract

Banklarning mohiyati va funksiyalari, shuningdek, bajaradigan operatsiyalari va ko‘rsatadigan xizmatlari ularning iqtisodiyotdagi rolini belgilab beradi. Banklarning iqtisodiyotdagi roli deganda asosiy e’tiborni ularning vujudga kelish omillari, rivojlanish jarayonlari va bajaradigan operatsiyalariga qaratish lozim. Banklarning roli ularning funksiyalari kabi ma’lum darajadagi xususiyatlarga egadir. Banklar mulkiy jihatdan qanday shaklda tashkil topgan bo‘lishidan qat’iy iqtisodiyotda umum ahamiyatga ega bo‘lgan operatsiyalarni bajaradi. Shu bois ham banklar qanday mulkiy shaklda yoki ixtisoslikda tashkil topgan bo‘lishidan qat’iy nazada, ular iqtisodiyotda alohida ahamiyat kasb etadi.
Banklarning iqtisodiyotdagi roli xususida so‘z ketganda, dastlab jamiyatda ularning bajaradigan operatsiyalarini zarurligi va turlari, shuningdek, xo‘jalik yurituvchi subyektlar va aholining ularga bo‘lgan ehtiyoji doirasida so‘z yuritish maqsadga muvofiq. Bularning barchasi banklarning iqtisodiyotdagi ahamiyatini anglatadi.bank sektori


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