Problems and prospects of the development of cashless payments: the role of the banking system and the state. Multidisciplinary Journal of Science and Technology, [S. l.], v. 3, n. 4, p. 20–23, 2023. Disponível em: http://mjstjournal.com/index.php/mjst/article/view/283. Acesso em: 5 nov. 2024.